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| Cover | Limits Excesses and Exclusions | |||
| PUBLIC LIABILITY ONLY | £3 Million limit of indemnity £250 Third Party Property Damage Excess |
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| The above excess will be doubled where the person in charge of or using the craft is not named on the policy. |
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| WATERSKI LIABILITY | 1) "Water-ski liability" is included for users 16 years and older and extends to include water-skiing, knee & wake boarding and activities of a similar kind including the use of 'water toys' which are designed to carry no more than 2 people. It is warranted that
'water toys' are used strictly in accord with the manufacturers instructions and recommendations. 2) The craft must always be used in accordance with the prevailing by-laws, rules and regulations wherever it is used for cover to apply. It is essential therefore to be familiar with such regulations and it is recommended that contact is made in advance with the local/port/harbour authority etc if in any doubt. |
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OTHER IMPORTANT POLICY FEATURES |
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AGE OF USER
The policy allows use by any authorised person (who has been shown how to use it) 16 years or over. However, any person between the age of 12 & 15 years who has obtained the RYA Personal Watercraft Certificate may be considered and if agreed named on the policy. No cover will apply for ANY user under 16 years of age who is not qualified and named on the policy. |
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FOREIGN USE This policy is automatically extended to include30 days holiday use in European waters in any one year. |
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NO CLAIM BONUS 5% discount per claim free year for up to 4 years (20%). This can be transferred from Personal Watercraft or other marine policies. |
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CANCELLATION There is no return of premium if the policy is cancelled. |
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