Where an additional premium has been paid to the underwriters in respect of craft capable of towing according to the manufacturers recommendations, exclusion (Section 2 b)
[accidents cause by or to water skiers, knee boarders, or others involved in an activity of a similar kind, including the use of water toys whilst being towed or preparing to be towed by the craft or until safely back on the craft]
is removed only in respect of users who are 16 years of age or over.
The liability cover then provided extends to include water skiing, knee & wake boarding and activities of a similar kind including the use of "water toys" which are designed to carry no more than 2 people.
It is warranted that water toys are only used strictly in accordance with the manufacturers' instructions and recommendations.
The limit of indmnity under this clause for any one accident or series of accidents arising from the same event is £1 million
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